This privacy policy applies to consumers that have signed up/filled the auto loan application form on the cardestination.com website.

Car Destination (“Company” or “we” or “our”), owns and operates the website www.cardestination.com, (the “Site”). Through the Site, Company operates a potential customer data base (the “Service”), by which it accumulates, categorizes and sells contact information to businesses on behalf of individual consumers who have revealed an interest in applying for a business' products or services and has agreeably asked to be communicated by a representative of a product or service business.Information includes name, address, social security number, monthly income, date of birth, etc.

We disclose that any information that is shared with other companies to complete the customer request is not retained, shared, stored or used for any secondary purposes by this company. We never sell or furnish information to third parties unless other than our affiliates. We want consumers to feel comfortable using the Site.

Cardestination.com maintains procedural, electronic, and physical safeguards that comply with federal and state regulations in an effort to protect your personal data from misuse.

Information about your computer hardware and software is automatically collected by cardestination.com and may be shared in aggregate with third parties whose services are used for traffic analysis purposes. This information includes: your IP address, browser type, domain names, access times and referring web site addresses. This information is used to sustain and improve the quality of the service and to generate statistics regarding use of cardestination.com.

We request your authorization to receive information from a consumer reporting agency (credit bureau). That authorization is transmitted to a participating automobile dealer/lender in our network, which will actually request and receive your credit report.

We require following consent of applicants for our loan application:

1) Consent to contact: We ask for consent to follow up with visitors regarding their application or partially completed application.

2) Consent to seek loan approval: We ask for permission to pull credit reports and search for an auto loan approval with banks on our customer’s behalf.

For Indiana residents, cardestination.com and its affiliates have express permission to contact you by telephone, provided you have given your telephone number in the application.

Company takes help of third party vendors and affiliates. It also usesdiverse media advertisements to stimulate the Site to consumers who are interested in completing an online application at our Site or to supplement our database by acquiring their database of consumers who have submitted application forms on websites other than Company's and have affirmatively requested receipt of information about product or service offerings similar to those offered on Company's Site.

Company also promotes its product and service offerings via e-mail or telephone to consumers who required that they be communicated either through our online application opt-in process via our Site or through Subscribe process on one of our many vendor or affiliate sites (List Members). List Members will then receive email or telephone contacts only for so long as they wish to continue receiving such contacts. List Members can get off our telephone and e-mail contact lists at any time, no questions asked. An applicant can eliminatehimself from further contact from Company by sending in “Unsubscribe request” via e-mail to unsubscribe@cardestination.com

If you choose to remove yourself from our contact list, if applicable, we will also forward your name and contact information to the specific vendor or affiliate marketer who provided your informational request to us so that they can include your name on their do-not-contact list too. Remember that if your information was purchased commercially from a third party vendor, Company may not be the only data company your contact information was sold to. Additionally, our third party vendor or affiliate may have purchased your contact information from someone else and thus you may continue to receive phone calls from those companies as well. Company is not responsible for stopping all unwanted communication from such companies.

Information Sharing

Cardestination.com may reveal information about you to auto dealerships or other lenders in your region who may be able to help you in the auto loan application process. Cardestination.com, its parent company, clients and affiliates reserve the right to disclose your information to third parties for the purpose of bringing you offers that may be of interest.

    With Affiliates

    When you submit your request for information or quote, you are permitting to be contacted by cardestination.com or affiliated third parties. An “affiliate company” is a company under legal contract with cardestination.com to fulfill services or is a company owned in whole or in part by cardestination.com

    We share the contact and loan request data with affiliated companies such as banks, commercial lenders and licensed loan brokers. This is done with the motive of fulfilling information requests that we receive from you. It also notifies you of product and service that may be of interest to you, and for other business purposes, we may disclose all of the information we gather, as described above, to the following types of affiliated companies: financial service providers, such as mortgage and life insurance agencies, title service companies, debt & credit services companies and auto finance companies.

    With Co-Branded Partners

    Some of the services offered on our website are co-branded with contracted partners. Co-branded offerings will be identified directly on the Quote Request form for the product or service you choose. Remember that your Personally Identifiable information will be provided directly to the co-branded partner’s website, not cardestination.com. The Product or Service provider shall regulate your information once submitted to them. For purposes of identification and tracking, your contact information (name, address, phone, e-mail address, etc.) is shared with cardestination.com.

    Cookies

    A cookie is a piece of data that is saved on the user hard drive containing information about the user. Once the user closes their browser, the cookie simply dismisses. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user discards the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. All cookies served on the domain, both session and persistent are tied to the Personally Identifiable Information you provide.Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies once set on our site.

    IP Tracking

    We use IP addresses to analyze trends, administer the site, track user movements, and collect broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

    Links

    Our web site may contain links to other sites. Please be aware that we are not responsible for the privacy practices of other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects your personally identifiable information. This privacy statement applies solely to information collected by this web site even in cases where we may frame another site with our own. From time to time we may co-brand certain services with third parties. It will be clear at the point of collection who is collecting such information and whose privacy statement governs. For example, without limiting the foregoing, we co-brand with insurance brokers, credit reporting agencies and automobile companies.

    Data Security

    All data is protected using the most advanced methods available. We take every precaution to protect our user’s information. When users submit sensitive information via the website, the information is protected both online and off-line.

    When you enter information, it is encrypted and is protected with the best encryption software in the industry - SSL. While on a secure page, the lock icon besides address bar in web browsers such as Microsoft Internet Explorer, Mozilla Firefox, Chrome,etc. becomes locked, as opposed to unlocked, or open, when you are just browsing.

    While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. Finally, the servers that we use are kept in a secure environment. We limit your personal information to only those employees who need it for providing products or services to you.

    Site and Service Updates

    We will send the user site and service announcement updates. Members are not able to unsubscribe from service announcements, which contain important information about the service.

    Notification of Changes

    We do not knowingly collect personally identifiable information from children under 13 years of age.

    Minors

    If at any point we decide to use personally identifiable information in a manner materially different from that stated at the time it was collected or we decide to make changes in the privacy policy, we will prominently post a notice on the website for 30 days. We may also make a reasonable effort to notify users by way of an e-mail. Users have a choice as to whether or not we use their information in this materially different manner.

    Acceptance of Privacy Policy

    By using the services or websites of cardestination.com, you are abiding by the terms and conditions of the Company's Privacy Policy. If you do not agree to this these terms and conditions, please do not use this site or its services. If you have any questions, privacy policy, feel free to contact us.